Insurance Risk/Reward Rating (RRR)


Egypt's Insurance Risk/Reward Ratings
Data Sub-rating score, out of 10 Rating score, out of 100
na= not available/applicable. Source: BMI
Rewards 42.05
Industry rewards 31.25
-Of which non-life 32.5
Non-life premiums, 2012, US$mn 1,179.5 3.0
Non-life premium increase, 2012-2016, US$mn 1,221.9 5.0
Non-life penetration, 2012,% 0.4 1.0
Measure of openness 4.0 4.0
-Life 30.0
Life premiums, 2012, US$mn 1,408.7 3.0
Life premium increase, 2012-2016, US$mn 636.4 4.0
Life penetration, 2012,% 0.5 1.0
Measure of openness 4.0 4.0
Country rewards 58.2
GDP per capita, 2012, US$ 3,380.9 4.0
Active population, 2012, % of total 63.7 7.0
Tax regime 28.4 2.8
GDP volatility 1.6 8.0
Financial infrastructure 72.8 7.3
Risks 50.0
Regulatory framework 60.0
Regulatory framework and development 6.0 6.0
Regulatory framework and competitive landscape 6.0 6.0
Country risks 43.3
Long-term financial risk - -
Long-term external risk - -
Long-term policy continuity - -
Legal framework 34.4 3.4
Bureaucracy 29.8 3.0
Insurance Risk/Reward Rating 44.43

The Insurance Risk/Reward Ratings (RRRs) take into account objective measures of the current state and long-term potential of both the non-life and the life segments. It also takes into account an assessment of the openness of each segment to new entrants and economic conditions. Collectively, these measures enable an objective assessment of the limits to potential returns across all countries and over a period of time. The rating incorporates an objective assessment of the risks to the realisation of returns. The risk assessment is based on BMI's Country Risk ratings. It embodies a subjective assessment of the impact of the regulatory regime on the development and the competitive landscape of the insurance sector.

Middle East And Africa Insurance Risk/Reward Ratings
Industry Rewards Industry Rewards - Non-Life Industry Rewards - Life Country Rewards Rewards Regulatory Framework Country Risks Risks Insurance Risk/ Reward Rating Rank
Source: BMI
South Africa 70.00 65.00 75.00 73.59 71.43 65.00 69.90 67.94 70.39 1
Israel 57.50 55.00 60.00 73.54 63.91 80.00 74.32 76.59 67.72 2
UAE 38.75 47.50 30.00 69.60 51.09 70.00 59.79 63.87 54.92 3
Saudi Arabia 28.75 45.00 12.50 77.36 48.19 60.00 62.29 61.37 52.15 4
Bahrain 28.75 35.00 22.50 66.58 43.88 85.00 61.43 70.86 51.97 5
Oman 23.75 30.00 17.50 73.64 43.70 65.00 63.33 64.00 49.79 6
Morocco 32.50 37.50 27.50 59.01 43.10 70.00 49.56 57.74 47.49 7
Jordan 23.75 32.50 15.00 68.00 41.45 70.00 48.23 56.94 46.10 8
Kuwait 15.00 20.00 10.00 72.73 38.09 50.00 68.51 61.11 45.00 9
Qatar 18.13 31.25 5.00 70.21 38.96 55.00 60.66 58.40 44.79 10
Egypt 31.25 32.50 30.00 58.25 42.05 60.00 43.33 50.00 44.43 11
Tunisia 21.25 30.00 12.50 52.77 33.86 55.00 38.63 45.18 37.25 12
Kenya 28.75 35.00 22.50 45.90 35.61 45.00 38.25 40.95 37.21 13
Algeria 17.50 27.50 7.50 44.54 28.31 50.00 43.78 46.27 33.70 14
Iran 27.50 40.00 15.00 45.71 34.78 20.00 37.10 30.26 33.43 15
Nigeria 20.00 30.00 10.00 42.81 29.12 25.00 49.59 39.75 32.31 16
Libya 3.75 5.00 2.50 44.00 19.85 30.00 31.00 30.60 23.08 17
This article is tagged to:
Sector: Insurance
Geography: Egypt, Egypt, Egypt, Egypt

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